Features of Chase Student Credit Cards

Chase student credit cards.

Chase +1SM Student MasterCard® card

Mostly in the credit cards market, chase student credit cards do not make such big different as compared to the other types of credit cards. On the other hand, when it called as student credit cards, the benefits listed in the cards are completely contribute to providing the student’s common desires.

Moreover, student credit cards are entitled to lower interest rates especially for students who have good grades. They can negotiate their interest rates for a lower rate provided that they pay their balance dues on time and that they maintain good grades.

Here are the features listed in the Chase Student Credit Cards.

  • 0% Introductory APR
  • on all purchases and balance transfers for up to 6 months
  • No annual fee
  • Earn 15 Karma Points just by getting approved for a Chase credit card
  • Earn more Karma Points at Facebook.com/plus
  • Share points with friends, give points to support causes
  • Get the limited edition Facebook t-shirt with 10 Karma Points
  • Get music, movies, electronics and more with your Karma Points in the Chase +1 store

Chase student credit cards

chase student credit cards, chase student cards, chase student credit card, chase student card

Technorati Tags: , , ,

Claim technorati

Technorati Profile

ChaseCreditCard-Chase Platinum Credit Card

ChaseCreditCard - Chase Platinum Credit Card
One of the most choice among ChaseCreditCard is the Chase Platinum Credit Card. Here are the features for the Chase Platinum Credit Card.
  • ChaseCreditCard for Chase Platinum Credit Card has no annual fee - The most wanted features for people when choosing credit cards to apply
  • ChaseCreditCard for Chase Platinum Credit Card applies 0% introductory rate for APR up to 12 months period.
  • Standard APR rate after introductory period expired is starting from 19.99% . The APR rates for Chase Platinum Credit Card may be vary base on the application and credit history review. APR for Elite and Pricing is 10.99% variable and for 14.99% variable for Elite Pricing after 12 months introductory period expired.
  • Chase Platinum Credit Card is available for Hertz Car Rental discount
  • ChaseCreditCard for Chase Platinum Credit Card provide Cash Advance APR rate about 20.99% variable for Elite and Premium Pricing and Cash Advance APR rate is 24.99% variable for Standard Pricing.
  • ChaseCreditCard for Chase Platinum Credit Card is available for balance transfer
  • Balance Transfer APR for Elite and Premium Pricing is 0% fixed APR for the first 12 billing cycles following the opening of your account. After that, 10.99% variable for Elite Pricing, or 14.99% variable for Premium Pricing. For Balance transfer APR rate for Standard Pricing is 0% fixed for the first 3 billing cycles following the opening of your account. After that, 19.99% variable.

You are able to check and manage your account 24/7 through the free online access. You can easily check and monitor your account statement online anywhere.

Here is the option for balance transfer in the application form for Chase Platinum Credit Card.

ChaseCreditCard-Chase Platinum Credit Card

ChaseCreditCard-Chase Platinum Credit Card

Balance Transfer Option: The Visa,® MasterCard,® Discover,® American Express® or any store card account(s) you list will show a credit, reducing the amount you owe them by the amount you transferred. The available credit on your new account will be reduced, just as if you had made a purchase. The balance transfer amount(s) will show up on your initial statement for your new account. Your other credit card account(s) will not be closed even if you transfer your entire balance(s). If you want to close an account, please contact the other credit card company directly. It may take up to three weeks to set up your account and post the balance transfers. Therefore, you may need to make payments to your other account(s) to keep them current. Balance transfers are contingent upon issuance of your new account. There will be a transaction fee for each balance transfer if one is disclosed in the Rate, Fee and Other Cost Information that accompany this offer. We reserve the right to decline to process any partial or full balance transfer request and will not process a balance transfer request from any other account with us or any of our affiliates.

** Information about the balance transfer for Chase Platinum Credit Cards is from Chase Platinum Application Form

ChaseCreditCard - Chase Platinum Credit Card

Discover Cashback Card-Discover More Card Clear

Discover More Card-Clear Credit Card from Discover.
 
Discover More Card -Clear credit card has really high cashback bonus reward and that is quite suprise me. Some features of the Discover More Card-Clear credit card you should know are : 
  • No annual fee - which is the first option for people who finding the right credit cards
  • 0% APR which apply in the first 6 months. The standard rate APR after the intro period will be 10.99% and 18.99% 
  • 0% APR for balance transfer for up to 12 months period and then standard default rate up to 30.99%
  • Cash Advance APR is 23.99%
  • 5% cashback bonus on purchase like travel, home improvement stores, department stores, gas, and restaurants. It is applies for selected popular categories.
  • Start from 5% up to 20% of cashback bonus at the top retailers when you buy from online shopping website at ShopDiscover.

You can get 5%  Cashback bonus if puchases made from m Circuit City, Sears, iTunes,5% Circuit City, Sears, iTunes,  10% on Nike’s stores,Lands’ End,Barnes & Noble.com,15% on PetSmart, 20% on FTD.com Magazine.com and much more.

  • When redeem your cashback bonus, you can get in cash and direct deposit to your bank account or electronic deposit.
  • You also can easily to double your rewards when you redeem your cashback bonus from Discover More Card for gift cards or instant eCertificates from 100 Brand Name Cashback Bonus Partners like Applebee’s restaurant, Home Improvement shops and many more.
  • 1% unlimited cashback bonus for all other purchases
You can also choose the design from when you apply for Discover More Credit Card . Here are some of the design options i took from the Discover More Card application webstite.
 
Discover More Card-Clear Credit Card

Discover More Card-Clear Credit Card

 
Other fees may apply when you use Discover More Credit Card such as fees for make balance transfer and cash advance transaction will be 3%. And as like other credit card Late fee and Overlimit fee will be charge on balances in your account.

Blue Credit Card from American Express

Blue Credit Card from American Express

Most people searching for the low interest credit cards and Blue Credit Card from American Express offer you great deal about it. What you can enjoy from Blue Credit Card are :

  • You can make purchases until the first 15 months for 0% APR . But it is depends on the review of your credit history. It can be 12 months or 6 months of 0% Apr base on the application review.After that variable APR of 8.99%,10.99%,13.99%,or 15.99% will be charge also depends on the application review and credit history.
  •  Balance transfer APR fixed rate is 4.99%
  •  Blue Credit Card provide Cash advance APR for 19.99%
  •  It include in Membership Rewards Express Program which you can earn points when you made a purchase.You can earn point per dollar you spend using the Blue Credit Card and can redeem for various selection of clothing,electronics,retail,travel rewards and entertainment . Points you’ve earn have no expiration.And there is no limit on how much you can earn points when using blue credit card.
  •  No annual fee
  •  This card also has features for Express Pay - which allows you to make purchases without having to swipe your card.

You can have instant approval for as fast as 60 second when you apply for the blue credit card.

Blue Credit Card from American Express

Travel and hotel rewards credit cards

This is a sample story about travel and hotel rewards credit cards made by credit cards partner.com

Capital One Credit Card:No Hassle Miles Ultra Credit Card for Professionals

Capital One has taken the hassle out of earning and redeeming your miles. There’s no limit to the miles you can earn and your miles won’t expire. Choose any airline and fly anywhere at any time.

Features

  • Earn double miles - two miles for each dollar spent on all purchases*
  • No miles expiration - there is no limit to the number of miles you can earn, and your miles will not expire for the life of your account.
  • Fly free on any airline, anytime - with no blackout dates or seat restrictions
  • You choose your rewards - redeem for travel, cash back, merchandise, or gift cards
  • Eliminate receipt shuffle - a year-end summary will help you track your finances

Annual Percentage Rate (APR)
Variable purchase rate, currently 13.9%

Annual Membership Fee (AMF)
$39

Transferred Balances

  • Variable balance transfer rate, currently 13.9%
  • No transfer fees

Credit Limit
Up to $30,000 (min $500)*

Additional Benefits
There are five ways to redeem your miles:

  • Earn double miles - two miles for each dollar spent on all purchases*
  • No miles expiration - there is no limit to the number of miles you can earn, and your miles will not expire for the life of your account.
  • Fly free on any airline, anytime - with no blackout dates or seat restrictions
  • You choose your rewards - redeem for travel, cash back, merchandise, or gift cards
  • Eliminate receipt shuffle - a year-end summary will help you track your finances

Different between No Capital One® No Hassle MilesSM Rewards Credit Cards

1) Miles Per Dollar

Not like No Capital One® No Hassle MilesSM Rewards Credit Cards, every time you use the credit card for purchase, you will earn 2 miles per dollar on your net purchases (purchases minus any credits or returns). But the on condition, the following items will not earn miles like cash advances, transferred balances, any checks used to access your account, finance charges, fees of any kind, service charges, unauthorized charges and ATM transactions.

2) Annual Fee

No Capital One® No Hassle MilesSM Rewards Credit Cards comes with no annual fee but No Hassle Miles Ultra Credit Card for Professionals has $39.00 annual fee.

Capital One Credit Card:No Hassle Miles Rewards Credit Card

Capital One has taken the hassle out of earning and redeeming your miles. There’s no limit to the miles you can earn and your miles won’t expire. Choose any airline and fly anywhere at any time.

  • Earn 25% more than regular mileage cards with 1.25 miles for each dollar spent on purchases
  • Fly free faster with as few as 15,000 miles
  • There are no blackout dates and no seat restrictions

6 things you should know about Capital One Rewards Credit Card .

1) How do you can earn miles when you using this card.
Every time you use the card, you’ll earn 1.25 miles per dollar on your net purchases (purchases minus any credits or returns). The following items will not earn miles: cash advances, transferred balances, any checks used to access your account, finance charges, fees of any kind, service charges, unauthorized charges and ATM transactions.

2) What happens to your miles if you pay late ?
If a late fee is charged to your account, you will lose any miles applied to your rewards balance during the billing cycle containing the fee.

3) Will Your Miles Ever Expire?
Your miles are yours for the life of the account-they won’t expire. But if your account is closed, you’ll lose any miles you haven’t redeemed.

4) Is There A Limit To The Number Of Miles You Can Earn?
There’s no cap to the amount of miles you can earn on purchases.

5) How Do You Redeem Your Miles For Flights?
There are two ways to redeem your miles:
1) You can contact our Rewards Center toll free to book your travel. Or,
2) You can buy your ticket (anywhere you choose-online, in person, or over the phone) with your No Hassle Miles card. You’ll then have 90 days from the date your airline ticket purchase posts to your account to call the Rewards Center or redeem your miles online to get reimbursed for the cost of the ticket.

The number of miles you need for travel varies, and depends on the cost of the ticket you choose. Here’s how it works:

Price of airline ticket

Number of No Hassle Miles needed

Up to $150

15,000 miles

$150.01 to $350

35,000 miles

$350.01 to $600

60,000 miles

$600.01 and greater

the price of the ticket x 100

It is include all associated taxes, airport security fees, fuel surcharges and other usage fees required for travel in the overall calculation to determine how many miles are required for redemption. To redeem your miles, your account must be open and in good standing, which means it isn’t past due, overlimit, fraudulent, restricted, part of a consumer credit counseling program or in a bankruptcy settlement.

6) Can You Redeem Your Miles For Something Other Than Air Travel?
You can redeem your miles for cash, gift cards, and brand-name merchandise and more. Rates for these other redemption options vary and are subject to change without notice. Once approved, you can visit www.capitalone.com/milesrewards to register your account and see a complete description of current redemption offers.